ok guys i need some help
 

i am looking into buying a heavily modified trans am... i know first thing i will do is take it to don.. however the thing seems wicked good.. problem is that the asking price is quite a bit higher than the loan the bank is willing to give me based on a stock vehicles value.. Is there a good way to get a loan for more? or is it just what the bank will offer? all my other cars are paid off i would be able to afford this car had i not dropped 12g into my SS this year alone.. i just got a raise at work so paying the bills really isnt a concern but right at this moment in time i am just a little strapped for cash and dont have what i need to buy it... Thanks in advance!

Heavily modded by who and who tuned it?

approx how much higher, 10K? Banks seem to be very tight over the past couple years.

I think the options would be to try to talk to seller into a lower price or selling something to make up the difference you need.

Doesn't the cars value decrease when mods are added to a certain extent? I wonder if this is the same car i was looking at, is the asking price 24k?

If it really is something you really want and you can't get approved for anymore you could always go down to the bank with the title of one of your paid off cars and take a loan out for the difference against that car

Did you try getting a personal loan instead of a car loan because a personal loan usually gets you the money you need.

I looked into everything. But I keep thinking if I really need it and what time I have for it. I barely drive my ss now I haven't even got to take it to a meet or any carshow this year because I'm working 7 days a week. The most it's driven is either to my shop or to dons shop. So I'm going to look into a personal loan but I'm not 100% I am even going to go through with it.

you don't need it..

Probably won't get a personal loan. A lot of banks are doing away with that.

Yeah unsecured loans are almost a thing of the past!