This is true. But some a lot more so than others. ;)

There's a reason all those less expensive companies weren't in mass a few years ago. They didn't want to follow certain rules mass had. As soon as mass deregulated and allowed the companies to do whatever it opened the flood gates.
I've read a lot of horror stories about most of them and how they treat their customers in the industry trade magazines.

idk..i have had good luck with them so far..i did file a claim i couple months ago and they came looked at it and i had a check with in a few days

fuck the lizzard, I'm currently with Flo, (so far so good) but I'll keep this in mind if it happens I'm switching to USAA.

Oh sure, you'll get a check from them just as quick as the rest of them.
But, they will pay on a lot less. Most often leaving out a LOT of things you should be entitled to. And then they like to bust your balls when you go for supplements over things that should be covered and most other companies won't complain about.

Most commerce estimates I see I could normally find an additional 50-75% in damages that weren't written on the initial estimate.
They all will usually short you on the initial estimate but commerce is the worst by far. And they tend to make it the hardest to get paid your due.

Food for thought, a lot of people that work for commerce won't use them cause they know how their company treats their customers lol.
I know a few and trust me, this is fact ;)

i love amica and they have never given me a problem. All my friends with progressive think i am kidding when i tell them my rates cuz their rates are so high

i have commerce $957 for full coverage

yeah they do undervalue the damage estimates

Yeah I've had all state since I moved to florida but just like you they kept on raising rates for no reasone. So we just switched to state farm.

so gas prices go up. comcast goes up. cell phones go up. no one bitches. CAR INSURANCE WTF!!!!!!! dude its life shit goes up. its what is going to happen in this economy. call around and im willing to bet you MIGHT find a cheaper rate else were But customer service and repaires will suck to deal with.

23%? With no changes?

inflation has hit every industry. wen more people have there car repo-ed or crash or whatever less are insured or have taken a hit off the insurance company. how do they recoup the pay out or loss of income. YOU!